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Killing the Interchange Antitrust Settlement May Be a Tough Task

Killing the Interchange Antitrust Settlement May Be a Tough Task

Common wisdom around the payments industry has it that if merchants representing 25% of all debit and credit volume drop out of the recent interchange antitrust settlement, the deal would be dead, it turns out that’s not so easily done, nor is it automatic. In fact, the terms of the settlement make it very unlikely [...]

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Piling On: One More Retail Group Revolts Against Antitrust Settlement

Piling On: One More Retail Group Revolts Against Antitrust Settlement

It’s truly getting to be old news, but yet another retail group — this time the Retail Industry Leaders Association (RILA) — has publicly criticized the settlement of the interchange antitrust lawsuit and is urging retailers to exclude themselves from the deal. RILA isn’t a household name but its members, which include Apple, Walmart, Pep [...]

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Card Spending and Geography: Some Surprises

Card Spending and Geography: Some Surprises

It probably wouldn’t surprise you to find that people living in Hawaii, Alaska or Wyoming are more likely to act on a direct response marketing pitch. After all, residents of those states tend to be pretty far removed from high density retail environments. But you might be surprised to learn that what credit, debit or [...]

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